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Divorce can financially destroy business owners before the ink is dry.

I help make sure it doesn't!

“I find the financial traps no one else sees, so my clients go through divorce with eyes wide open, knowing exactly what is theirs and how to keep it.”
Gabriella E. Martinelli, CDFA®

Divorce financial Strategy for Business Owners

HERE IS THE BLUNT TRUTH:

Divorce does not just end marriages. It can blow up businesses, drain cash flow, and unravel everything you have built.
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As a business owner, you face unique financial risks:

Your business might be considered a marital asset—even if your spouse never worked a single day in it.

Your business valuation could be inflated, leaving you forced to buy out your spouse for far more than it is truly worth.

Your income can be double-counted—once in valuation, again in support calculations—leaving you paying twice.

Partners, investors, or clients might get dragged into disclosures you never wanted public.

The stress of litigation can cripple your ability to focus on running your business.

Divorce law does not care that your business is your livelihood. It treats it like any other asset to divide.

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Divorce Financial Strategy for Business owners
I am Gabriella E. Martinelli, a private Divorce Financial Strategist and CDFA® who has spent two decades helping business owners navigate divorce without sacrificing everything they have built.

HERE'S WHAT SETS ME APART:

I Work for You — Not just the Legal Process

Most financial experts in divorce are brought in by attorneys to support their legal strategy. And while that is necessary, their loyalty ultimately lies with the legal team, not you. I am different.
 
I work directly for you—the business owner—to make sure you understand exactly what is happening financially, why it matters, and how to protect yourself.

I ensure you fully understand every financial detail and decision. I translate complex legal and financial jargon into clear, practical guidance.

I proactively uncover blind spots that attorneys and traditional financial experts often overlook.

My recommendations always prioritize your long-term financial security—and the security of your business.

Yes, I collaborate with attorneys, but my primary loyalty is always to my clients. I am here to make sure you remain confident, informed, and in control throughout the entire process.
 
Gabriella E. Martinelli CDFA® Divorce Financial Strategy
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 When we work together, we will focus on the following:

SPOT FINANCIAL TRAPS BEFORE THEY EXPLODE

Identify risks in business valuations.


Flag double-dipping income calculations.


Untangle commingled personal and business expenses.

STRATEGIZE BEFORE DIVORCE IS ON THE TABLE

Assess how your business would look under the microscope of divorce litigation.


Help you restructure to reduce vulnerabilities.


Show you how to “divorce-proof” your business if separation ever becomes reality.

BUILD A CLEAR FINANCIAL PLAN

Model settlement options so you see outcomes before making decisions.


Help protect business cash flow and plan for support obligations.


Equip you to negotiate from a position of financial clarity.

KEEP YOUR BUSINESS PRIVATE + INTACT

Guide you in preparing disclosures to minimize unnecessary exposure.


Help you avoid mistakes that could drag partners or clients into your divorce.


Protect goodwill, intellectual property, and brand value.

I Help Business Owners Who Are:

Already facing divorce, and need immediate strategic support.


Considering separation, and want to understand the risks before deciding.


Not divorcing yet, but want to know if their business is “divorce-proof.”

The earlier you prepare, the more control you'll have!

When we work together, you will:


Know exactly what is yours—and how to keep it.


Understand your business valuation and how to challenge unfair numbers.


Avoid financial traps most professionals completely miss.


Protect your business so it is still standing after divorce—or so it is safeguarded before one even begins.​

MY MISSION IS SIMPLE: ENSURE YOUR BUSINESS SURVIVES IN THIS CHAPTER SO YOU CAN THRIVE IN THE NEXT ONE.

Do not wait until your business becomes collateral damage. Whether divorce is already underway, you are considering your options, or you simply want to know how to divorce-proof your business for the future, I am here to help.

Gabriella Martinelli CDFA Divorce Financial Strategist for Business Owners and Physicians

When the Stakes Are High

Complex divorce demands more than guidance—it demands strategy. If you're facing business valuation, real estate holdings, or high-asset division, let's talk.

Based in North Carolina, serving clients nationwide—with extensive experience supporting individuals navigating California divorce matters involving business ownership, real estate, and complex assets. I work with a select group of clients each year to provide focused, high-level financial strategy and clarity when the stakes are high.

Certified Divorce Specialist Gabriella E. Martinelli
Certified Mediator Gabriella E. Martinelli
Certified Divorce Financial Analyst- IDFA Gabriella E. Martinelli

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