Doctors save lives by
diagnosing hidden conditions from subtle symptoms.
I protect physicians' finanaces
by identifying hidden divorce traps.
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LET'S BE HONEST:
divorce can threaten everything you have built as a physician—your practice, your reputation, and your financial future.
My clients work with me because they want the same precision and clarity in their divorce strategy that they rely on in medicine. I help physicians go through divorce with their eyes wide open, knowing exactly what is theirs, how to protect it, and how to keep focusing on the day-to-day demands of their practice—even during this overwhelming time.
Who Do I Really Work For?
Attorneys have their roles—but their financial experts usually serve their legal case, not necessarily your interests. I am different.
I ensure you fully understand every financial detail and decision. I translate complex financial jargon into clear, straightforward language.
I proactively uncover blind spots attorneys often overlook—especially around practice valuation, taxation, and long-term financial implications.
Every recommendation I give prioritizes your long-term financial security and professional goals.
Yes, I collaborate with your attorney, but my primary loyalty is always to you, ensuring you remain confident, informed, and in control.
Why specialized Divorce Planning is critical for Physicians
Generic divorce strategies simply will not protect you adequately. Your financial landscape demands specialized expertise because:
COMPLEX COMPENSATION STRUCTURES
Bonuses, profit-sharing, call stipends, hospital partnerships, and RSUs require tailored analysis.
HIGH-VALUE MEDICAL PRACTICES
Your practice may be your largest marital asset, even if established before marriage. Accurate valuation and protecting your personal goodwill is critical.
AGGRESSIVE FINANCIAL DEMANDS
Divorce often attracts predatory advisors who see your wealth, and exhaustion, as opportunities. I provide robust strategies to safeguard your assets.
ESSENTIAL PRIVACY & REPUTATION
Discretion is paramount. I understand the need to protect your professional reputation, patient trust, and personal privacy.
Real Life Physician Experience:
A recent physician client came to me facing a practice valuation nearly double its actual value. The opposing financial expert misunderstood personal goodwill in medical practices.
Through precise analysis and strategic advocacy, we reduced the valuation by over one million dollars, safeguarding my client’s long-term financial security.
How I Help Physicians Through Divorce
I am Gabriella E. Martinelli, a Certified Divorce Financial Analyst® (CDFA®) with over 20 years of experience guiding physicians through the financial and legal complexities of divorce. My mission is to make sure physicians like you are never blindsided by the financial risks divorce can bring. I am here to be your divorce financial strategist.
When my clients work with me, they gain a personal financial advocate who:
Puts You First: I work solely for you, not your attorney. My loyalty is to your financial security and your future.
Protects Your Practice: I collaborate with valuation experts to ensure precise and fair practice valuations, while safeguarding the personal goodwill tied to you—not just your business.
Understands Physician Compensation: I analyze your unique compensation—call stipends, RSUs, bonuses, hospital buy-ins—to ensure fair support calculations and prevent income from being unfairly counted twice.
Prepares for Taxes: I design divorce settlements that are financially sound and structured to avoid devastating tax surprises.
Keeps Your Privacy Intact: I maintain absolute discretion, protecting your professional reputation and peace of mind every step of the way.
When you work with me, you stay focused on your patients and your practice, knowing that your financial strategy is in expert hands.
Costly Mistakes Physicians Make During Divorce
Physicians often make financial decisions during divorce that end up costing far more than they realize—sometimes risking their practice, their lifestyle, or years of financial stability.
Divorce can create hidden financial traps, misunderstandings, and emotional decisions that carry expensive consequences. I work with my clients to uncover and avoid these costly mistakes, so they can go through divorce with clarity, confidence, and the security of knowing exactly what belongs to them—and how to protect it.
If you are considering divorce—or already in the process—let us talk about how to protect everything you have worked so hard to build.
You deserve a financial partner who understands both the financial and emotional weight of divorce.